对于被保险人违反保证条款前发生海上保险事故造成的损失，保险人应当承担赔偿责任。
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“Our employers match that contribution and it’s providing four different insurances: It’s loss of a job, it’s survivor life insurance, it’s disability insurance, and it’s medical insurance, Medicare…It’s hundreds of thousands of dollars in everyone’s retirement years,” she continued. “And for couples or high earners, it’s often over a million dollars just depending on their life expectancy.”
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第二百三十八条 下列人员对本节规定的燃油污染损害不承担赔偿责任，但是损害是因其本人故意或者明知可能造成损害而轻率地作为或者不作为造成的除外：